Page 232 - 香港房屋協會 Hong Kong Housing Society Annual Report 2020/2021

230
HONG KONG HOUSING SOCIETY ANNUAL REPORT 2020/21
22. Provisions (continued)
(c) Building management and maintenance
incentives
Under the Building Management and Maintenance Scheme, eligible applicants will be granted financial assistance when they satisfy certain criteria. Management estimates and provides for the amount of incentives when the applications are approved. Should the actual maintenance expenses be different from the expected, adjustment to the carrying amount of the provision may arise.
23. Loans from government
22. 準備(續)
(c) 樓宇管理及維修資助
樓宇管理及維修資助計劃為合資 格的申請人提供有關的財務資 助。當申請獲批核後，管理層估 計及撥備樓宇管理及維修之資助 金額。如將來實際資助與估計有 偏差，其可能引致準備的賬面價 值有調整。
23. 政府貸款
(in HK$Million) (港幣百萬元)
2021
2020
Loans from government repayable
政府貸款按以下期限償還
Within 1 year
一年內
3.5
3.5
After 1 year, but within 2 years
一年至兩年內
3.5
3.5
After 2 years, but within 5 years
兩年至五年內
10.6
10.6
After 5 years
五年以上
15.0
18.5
32.6
36.1
Less: Amount due within one year included in current liabilities
減:包括在流動負債項目內的 一年內到期部分
(3.5)
(3.5)
Amount due after one year
一年後到期的款項
29.1
32.6
All the loans from government were obtained prior to 1 April 2009. The loans are interest free and repayable in 480 equal monthly instalments from the draw down date. The fair value of the loans at 31 March 2021, which is determined by discounting the estimated future cash flows at the prevailing market rate at the end of the reporting period, is HK$29.9 million (2020: HK$34.6 million).
以上政府貸款全是二零零九年四月一日 前借貸。貸款是免息，其還款期為分 四百八十期等額每月還款。根據報告期 末的市場利率貼現以上貸款的未來現金 流量，其於二零二一年三月三十一日之 公允價值為港幣二千九百九十萬元(二 零二零年:港幣三千四百六十萬元)。