Page 248 - Hong Kong Housing Society Annual Report 2024/25

18. Accounts receivable, prepayments and other 18. 應收賬項、預付費用及其他
assets (continued) 資產 （續）
Accounts receivable and the financial assets included in 應收賬項和預付費用及其他資產中包含
the prepayments and other assets for which there was no 的財務資產近期並沒有違約紀錄。於二
recent history of default. As at 31 March 2025 and 2024, the 零二五年及二零二四年三月三十一日，
loss allowance was assessed to be minimal. 該虧損撥備經評估後為微少。
At the end of the reporting period, the fair values of above 以上的財務資產的公允價值與其於報告
financial assets approximate to their corresponding 期末的賬面值相約。
carrying values.

19. Cash and bank balances 19. 現金及銀行結餘

Cash and bank balances comprise mainly bank deposits 現金及銀行結餘主要包括六個月或以內
with maturity of six months or less. At the end of the 到期的銀行存款。於報告期末，現金及
reporting period, the balances are denominated in the 銀行結餘是以下列貨幣結算：
following currencies:

(in HK$Million) （港幣百萬元） 2025 2024

HK dollars 港幣 10,321.8 7,186.8
US dollars 美元 279.8 73.4
Other currencies 其他貨幣 63.1 41.2

10,664.7 7,301.4

The bank deposits at the end of the reporting period carry 期末銀行存款之平均年利率為百分之
an average fixed interest rate of 3.89 per cent (2024: 4.71 三 點 八 九（ 二 零 二 四 年： 百 分 之 四 點
per cent) per annum. The carrying amounts of the cash and 七一）。現金及銀行結餘公允價值與賬
bank balances approximate to their fair values. 面值相約。

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