Page 252 - Hong Kong Housing Society Annual Report 2024/25

23. Loans from government 23. 政府貸款

(in HK$Million) （港幣百萬元） 2025 2024

Loans from government repayable 政府貸款按以下期限償還
Within 1 year 一年內 3.5 3.5
After 1 year, but within 2 years 一年至兩年內 3.3 3.5

After 2 years, but within 5 years 兩年至五年內 8.3 8.8
After 5 years 五年以上 3.5 6.3

18.6 22.1

Less: Amount due within one year 減： 包括在流動負債項目內
included in current liabilities 的一年內到期部分 (3.5) (3.5)

Amount due after 1 year 一年後到期的款項 15.1 18.6

All the loans from government were obtained prior to 1 April 以上政府貸款全是二零零九年四月一日
2009. The loans are interest free and repayable in 480 equal 前借貸。貸款是免息，其還款期為分
monthly instalments from the draw down date. The fair 四百八十期等額每月還款。根據報告期
value of the loans at 31 March 2025, which is determined 末的市場利率貼現以上貸款的未來現金
by discounting the estimated future cash flows at the 流量，其於二零二五年三月三十一日之
prevailing market rate at the end of the reporting period, is 公允價值為港幣一千六百六十萬元（二
HK$16.6 million (2024: HK$19.2 million). 零二四年：港幣一千九百二十萬元）。

24. Commitments for property development and 24. 物業發展及改善
improvements

At the end of the reporting period, the commitments in 於報告期末，有關物業發展、屋邨重建
respect of property developments, estate redevelopment 及樓宇改善工程未入賬的承擔金額概括
and property improvement works, which have not been 如下：
provided for in the financial statements are as follows:

(in HK$Million) （港幣百萬元） 2025 2024

Contracted but not provided for 已簽約但未作出撥備的工程 22,418.7 24,243.7
Authorised but not contracted for 已經核准而未簽約的工程 33,686.7 46,616.9

56,105.4 70,860.6

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