Hong Kong Housing Society Annual Report 2014
136
Notes to the Financial Statements
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13
應收貸款
應收貸款主要是指為樓宇買家所提供的
第二按揭貸款，或在樓宇管理維修綜合
計劃中，為業主提供的免息無抵押貸
款。所有有抵押的貸款是以住宅物業
作押。
13 Loans receivable
Loans receivable represents mainly the second mortgage loans
granted to the flat buyers and unsecured loans granted to home
owners under the Building Management and Maintenance Scheme.
All the secured loans are secured by residential property.
(in HK$Million)
（港幣百萬元）
2014
2013
Secured mortgage loans
有抵押品按揭貸款
74.6
65.9
Unsecured loans
無抵押品貸款
19.8
5.5
94.4
71.4
Less: impairment losses
減：減值損失
(3.0)
(4.7)
91.4
66.7
Representing:
上列數目代表
：
Due within one year
一年內到期
5.4
3.7
Due after 1 year, but within 2 years
一年至二年內到期
6.0
3.7
Due after 2 years, but within 5 years
二年至五年內到期
18.1
11.7
Due after 5 years
五年以後到期
61.9
47.6
Total due after 1 year
一年以後到期總額
86.0
63.0
91.4
66.7
12
物業及設備
（續）
以上所有批租土地及樓宇是位於香港並
包括以下批租土地：
12 Property and equipment
(continued)
All leasehold land and buildings stated above are situated in Hong
Kong and comprise leasehold land as follows:
(in HK$Million)
（港幣百萬元）
2014
2013
Long lease (over 50 years)
長期契約（多於五十年）
144.6
144.8
Medium-term lease (10 to 50 years)
中期契約（十至五十年）
15.4
15.7
160.0
160.5
