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Housing Society
Enterprise Risk Management
Framework
房協「企業風險管理」架構
Risk Governance
風險管治
Balancing of Risk
and Control
風險和監控之間
的平衡
Risk Monitoring
and Reporting
風險監控和報告
Risk Assessment
風險評估
Risk Quantification
and Aggregation
風險量化及統計
91
香港房屋協會
2016
年年報
Risk Assessment and Management
Once a year, the Management conducts an organisation-wide
assessment of the Housing Society’s overall risk exposures across
different business processes. During this assessment, strategic and
operational risks are reviewed and respective controls updated to
reflect the current business environment. Risk assessment results are
captured in a Corporate Risk Register and the findings are reported
to the Audit Committee.
The Housing Society is exposed to strategic risks in the pursuit of
its corporate objectives. We have defined strategic risks around
four perspectives for a balanced and systematic risk management
covering stakeholders and capabilities. The four perspectives are
Customers, Government & Community, Corporate Governance &
Process, and Resources.
Operational risks impact the effectiveness of our daily operations
and cover all areas of our business. We have classified 13 risks as key
operational risks based on our five-year corporate business focuses.
Risk mitigating measures are defined and Key Risk Indicators are
captured on a regular basis for monitoring the 13 key operational
risks. These include measures to ensure our housing products and
related services are delivered according to stakeholders’ expectations
and to manage the quality and safety standards of all development
Enterprise Risk Management
企業風險管
理
風險評估及管理
房協管理層每年都為整個機構進行全面的
風險評估，覆蓋各項業務流程。管理層於
評估時因應當前的業務環境，檢討策略及
營運風險，並更新相關的監控。風險評估的
結果納入於企業風險的登記冊，以提交審核
委員會。
房協於實踐企業目標的過程當中，確實面臨
各種策略風險。為平衡及有系統地管理
風險，我們已就持份者及機構能力進行了四
方面的策略風險辨識，包括「顧客」、「政府
與社區」、「企業管治與程序」及「資源」。
營運風險影響各業務範疇及日常運作的
成效。我們根據房協的五年企業業務重點，
界定了
13
項主要的營運風險。我們已制訂了
降低風險的措施，並定期記錄主要的風險
指標，以監控該
13
項主要營運風險。這些
措施包括確保提供符合持份者期望的房屋產
品及相關服務，以及按既定的時間及預算，
保持所有發展項目的質素和安全標準。由於